Financing Options
Flexible Options
Choose the Right Path
Ivy Kids gives qualified franchisees the flexibility to own or lease their real estate. Compare the financial requirements, financing structure, and advantages of each option.
Designed for franchisees prepared for a larger, long-term property investment and greater control over their facility.
TOTAL START-UP COSTS*
$5.5M-$6.8M
Required Liquid Capital
$700K
Required Net Worth
Over $1.2M
Lenders typically require a 10%–12% equity contribution from non-borrowed funds. The remaining project costs may be financed.
Key Advantages
- Potential property appreciation
- Greater control over the facility
- Potential income from the real estate
Designed for franchisees seeking a lower initial investment while preserving capital and maintaining greater flexibility.
Total Start-Up Costs*
$1.1M–$1.54M
Required Liquid Capital
$400K
Required Net Worth
Over $850K
Financing Structure
Lenders typically require a 20%–25% equity contribution from non-borrowed funds. The remaining project costs may be financed.
Leasing Support
Ivy Kids can help identify a developer to purchase the land, construct the building, and lease it to the franchisee.
Key Advantages
- Lower upfront costs
- More capital available for other needs
- Greater property flexibility
Financing Resources
Ivy Kids does not have preferred lenders but maintains relationships with lenders experienced in early childhood education financing. BoeFly, a third-party vendor used for asset, credit, and background checks, also offers lending services.
* See our Franchise Disclosure Document (FDD) for full details.
Begin Your Journey
Explore Your Options
Connect with the Ivy Kids franchise team to discuss your investment plans, preferred property path, and financing needs.